How do your finances compare with other households?
Answer some short questions about your finances to see how you compare with other households for income, spending, savings and property wealth.
The calculator will show where you sit on a distribution for each of the four measures. You should not compare between measures.
The datasets used all refer to a period before the coronavirus (COVID-19) pandemic.
We do not store any of the information you provide
Your household
Do you know the financial information for all adults in your household?
If you do not know the financial information for everyone in your household, the calculator will treat you as if you are living alone.
How many people live in your household, including yourself?
We ask about the people you live with so we can adjust for the size and composition of your household. The more people in a household, the more they need to earn, spend and save to enjoy an equivalent standard of living. This adjustment is called equivalisation.
Income
Section 1 of 4
Your equivalised disposable income of £??? per year puts you in the above of households in the UK.
The top 10% of households have an average equivalised disposable income of £70,900 per year while the bottom 10% have an average of £10,600.
More details about how these data have been equivalised are available.
Source: Households Below Average Income, Department for Work and Pensions, April 2019 to March 2020
Income
Section 1 of 4
What is your household's net income?
This is the income of all the adults in your household (for example, earnings, benefits, pension), minus any taxes paid on that income (for example, income tax, national insurance).
How much is your household's council tax?
Savings
Section 2 of 4
Your equivalised savings of £??? puts you in the of households in Great Britain.
The top 10% of households have average equivalised savings of £215,700, while the bottom 10% have an average of less than £100.
More details about how these data have been equivalised are available.
Source: Wealth and Assets Survey, Office for National Statistics, April 2018 to March 2020
Savings
Section 2 of 4
How much does your household have in easy-to-access wealth?
This includes any money in regular bank accounts, savings accounts, ISAs, bonds, investments, shares, or informal savings. It does not include any money you have in property, private pensions, or accounts you cannot easily withdraw funds from.
Property wealth
Section 3 of 4
Your equivalised net property wealth of £??? puts you in the of households in Great Britain.
The top 10% of households have an average equivalised net property wealth of £480,000, while 33% of households have no property wealth.
More details about how these data have been equivalised are available.
Source: Wealth and Assets Survey, Office for National Statistics, April 2018 to March 2020
Property wealth
Section 3 of 4
Do you or anyone in your household own or part-own a property?
This includes any property owned or part-owned by you or anyone in your household, including second homes.
What is the current value of this property?
If you part-own a property, this is the value of your share. If you own multiple properties, this is the total value of all properties.
What is the remaining balance owed on any mortgages you have?
Spending
Section 4 of 4
Your equivalised spending of £??? per week puts you in the of households in the UK.
The top 10% of households have an average equivalised spend of £783 per week while the bottom 10% have average equivalised spend of £114 per week.
More details about how these data have been equivalised are available.
Source: Living Costs and Food Survey, Office for National Statistics, April 2019 to March 2020
Spending
Section 4 of 4
How much does your household spend on the following?
Groceries
Clothing and accessories
Rent, mortgage interest and bills
Furniture and household equipment
Health and personal care
Private education and care services
Transport
Hotel stays and foreign holidays
Recreation and culture
Pubs and restaurants
Pets
Other
Your results
Some households with low incomes have savings available to them to meet their spending needs, while others with high incomes have little wealth to fall back on. Where do you fit in?
Your household's income was not completed
Your household's savings was not completed
Your household's property wealth was not completed
Your household's spending was not completed