Tell us what you spend your money on to see how this impacts your inflation rate.
Add details of your income and housing situation to help estimate your spending.
We do not store any of the information you provide
Which of the following most accurately describes your current housing situation?
Enter your household income and the calculator will show you what households with similar incomes spend.*
If you don’t wish to enter your income, choose "Show UK average spend" to see the average for all households.
Household net income
*Some households spend nothing, or very little, on certain categories. The average figures shown reflect this.
Enter the amount you spend on the categories below.
Want more accurate results?
Why not to input your spending for more categories
How much does your household spend on:
These are items bought for your home, rather than meals or drinks bought from restaurants or pubs. Spending on pet food, and clothing and footwear are covered elsewhere.
Too many categories?
Why not
How much does your household spend on:
This category covers your spend on housing whether you are a homeowner or you rent. You can also enter your Council tax or rates, utility bills and how much you spend on items for the home. Landline and internet services are included under Communications.
Too many categories?
Why not
How much does your household spend on:
This is where you can include the cost of your mobile phone, internet, and home telephone.
Too many categories?
Why not
How much does your household spend on:
This section covers your transport costs from the cost of purchasing, running and filling up your vehicle (vehicle insurance is covered in a later category) to bus and train fares. Spending on travelcards can be added under either "Train fares" or "Bus fares".
Too many categories?
Why not
How much does your household spend on:
This is spending on a range of leisure activities including eating and drinking out, holidays, TV licence fees and subscriptions to online streaming services, entertainment and days out, pets and gardening.
Too many categories?
Why not
How much does your household spend on:
Spending across of range of groupings including healthcare, caring for others, education, clothing and footwear, and insurance and financial services.
Too many categories?
Why not
How much does your household spend on:
The average spend is used for indicative purposes only and for consistency with the weighting used in the current consumer price inflation is based on average spending in 2020 and 2021.
Your inflation rate based on the categories so far is:
0%
* This includes estimated spending on categories not included in the inputs above. Estimated spending is based on households with a similar income. If you haven't input any spending into the calculator, this inflation rate will reflect only estimated spending on categories not included above.
Your household monthly expenditure based on the categories so far:
£0
Personal inflation rate for your overall spend
This is X.X% over/under the current CPIH inflation rate of X.X%
X.X%
Estimated increase in your monthly spend
From [insert date year prior] to [insert current date]
£XX
This chart may include categories in which we've used estimated spending
Click the blocks on the bar chart below to explore the detail
Spend on [insert category] has caused your total monthly costs to increase by [insert %]. This accounted for [insert %] of your total inflation rate
* spend and change figures estimated based on households with a similar income
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