Sorry, there weren't enough sales of your selected property type in this area to be able to calculate statistics. Please select a different property type.
In your areayour area, an average costs:
To buy with a mortgage, you would need a gross annual household income of:
You would also need savings of:
That is for a 10% deposit and stamp duty .
House price to income ratio*
No data
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Sorry, there weren't enough sales of your selected property type in this area to be able to calculate statistics. Please select a different property type.
In your areayour area, an average costs:
To buy with a mortgage, you would need a gross annual household income of:
You would also need savings of:
That is for a 10% deposit and stamp duty.
*The house price to income ratio is an area's average house price divided by its average net household income. The higher the number, the less affordable an area is.
Note: Locally adopted MSOA names are provided by House of Commons Library. While these names are not officially supported for National Statistics they are provided here to help local users.
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Are you a first time buyer?
If you are buying a property in England for the first time, you do not pay any stamp duty land tax on properties up to £300,000 and 5% on the portion from £300,001 to £500,000. If you have bought a property before or are buying in Wales, you will pay the regular rates which differ between England and Wales.
No
Yes
The price point of your desired property
For any given area, there will be a range of properties that sell for different prices. Choose the average (median) price, an entry level (lower quartile) price or a low priced (tenth percentile) property in a selected area.
Average price
Entry level price
Low price
The type of property you want to purchase
Different types of property vary in price. Look at all properties, or select the type you would like to purchase.
All properties
Detached
Semi-detached
Terraced
Flats
How much a lender is willing to lend you (as a multiple of your household income)
Mortgage lenders will typically offer first time buyers around four and a half times their income as a total mortgage amount, although this can vary with your circumstances. Levels of debt, numbers of dependant children, the nature of your employment, whether you have purchased property before and economic conditions can all influence the amount lenders will offer.
The deposit amount you want to save (as a percentage of property price)
To bring down repayments, decrease your mortgage term or both, you may want to save a larger deposit. Alternatively, you can opt to pay a smaller deposit, but this will need to be offset with higher mortgage repayments or a longer mortgage term, and may decrease the amount lenders will offer you.
Other costs associated with moving (£)
Here you can add costs associated with moving or buying a property like conveyancing fees, moving costs, essential furnishings and insurance among other things. This will be added to the savings you will need to buy in a given area to give a more realistic figure.
Source: Office for National Statistics – House Price Statistics for Small Areas, HM Land Registry – Price Paid Data